What You’ll Learn
Understand the role of CIBIL score for home loan approval and your eligibility. Know what is a good CIBIL score for home loan and how it impacts interest rates.
36%
The typical annual interest rate on an unpaid credit card balance. On ₹50,000 outstanding, that's ₹18,000/year in interest — more than most personal loans.
Source: RBI Consumer Credit Report, 2025
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