Experience PremiumCredit Cards
With BOBCARD
Choose from the premium Eterna credit card with unlimited lounge access or the Cashback credit card with 5% rewards on every spend.
BOBCARD Eterna
BOBCARD Cashback
Premium Banking
5X Rewards
Lounge Access
Flexible Annual Fee
5% Cashback
Travel Benefits
Insurance Cover
BOBCARD ETERNA
Credit Card for Premium Lifestyle & Travel Privileges
Designed for high-performers in life to offer lifestyle & travel privileges with smart savings valued upto ₹81000*. Be it a lifestyle upgrade, a new adventure, or a change of professional pace, ETERNA gives you the power to step up and seize the day.
Annual Fee
Lifetime Free Offer till 31st March, 2026
Eterna Credit Card Benefits & Features
Milestone Rewards
Earn 10,000 bonus reward points on spending ₹50,000 within the first 60 days & 20,000 bonus reward points on spending ₹5,00,000 in a year.
Fee Waiver
Spend Rs 25000 in the first 60 days and get your joining fee waived off. Spend ₹2,50,000 in every card anniversary year and get your annual fee waived off.
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle). Note: No Reward Points are earned on fuel transactions.
Core Reward Points
3 Reward Points for every ₹100 spent on other categories*.
Redeem reward points for cashback
Redeem your reward points as cashback. All your accumulated reward points can be redeemed for cashback @ 1 reward point = ₹0.25
Smart EMI option
Convert purchase of > ₹2,500/- on your card into Smart EMIs of 6 to 48 months.
Swipe or tap to shuffle
Milestone Rewards
Earn 10,000 bonus reward points on spending ₹50,000 within the first 60 days & 20,000 bonus reward points on spending ₹5,00,000 in a year.
Fee Waiver
Spend Rs 25000 in the first 60 days and get your joining fee waived off. Spend ₹2,50,000 in every card anniversary year and get your annual fee waived off.
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle). Note: No Reward Points are earned on fuel transactions.
Core Reward Points
3 Reward Points for every ₹100 spent on other categories*.
Redeem reward points for cashback
Redeem your reward points as cashback. All your accumulated reward points can be redeemed for cashback @ 1 reward point = ₹0.25
Smart EMI option
Convert purchase of > ₹2,500/- on your card into Smart EMIs of 6 to 48 months.
BOBCARD Cashback
With the BOBCARD Cashback Credit Card, every spend means real money back. From shopping carts to bill payments, enjoy instant savings credited straight to your account.
Annual Fee
₹499or Monthly Fee: ₹45
Cashback Credit Card Benefits & Features
5% Cashback on selected Domestic Online Spends
5% Cashback on selected Domestic Online Spends
1% Fuel surcharge waiver
At all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
Smart EMI option
Convert purchase of >₹2,500/- on your card into Smart EMIs of 6 to 48 months.
Free Add-on cards
Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18).
Zero Liability on lost card
Report loss of card immediately to ensure zero liability on any fraudulent transactions.
Contactless Safe Payments
Enabled with a wireless chip technology for secure & faster payments in contactless mode
Swipe or tap to shuffle
5% Cashback on selected Domestic Online Spends
5% Cashback on selected Domestic Online Spends
1% Fuel surcharge waiver
At all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
Smart EMI option
Convert purchase of >₹2,500/- on your card into Smart EMIs of 6 to 48 months.
Free Add-on cards
Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18).
Zero Liability on lost card
Report loss of card immediately to ensure zero liability on any fraudulent transactions.
Contactless Safe Payments
Enabled with a wireless chip technology for secure & faster payments in contactless mode
Choose the Right Card for You
Compare features side by side to find the perfect card that matches your lifestyle and spending habits.
BOBCARD Eterna
Premium Lifestyle & Travel Card
Tap tabs to compare cards
| Feature | ETERNAPremium | CashbackEveryday |
|---|---|---|
| Annual Fee | Free (Lifetime Free Offer till 31st March, 2026) | ₹499 |
| Reward Rate | 5X RP (E-comm, Travel, Dining) | 5% Flat Cashback |
| Airport Lounge | Unlimited Domestic | Not Available |
| Insurance Cover | ₹1 Cr Air + ₹10L Non-Air | Basic Coverage |
| Forex Markup | 2% | 3.5% |
| Fuel Surcharge Waiver | 1% | 1% |
| Welcome Bonus | Reward Points | Rs.500 Cashback |
| Best For | Premium Lifestyle & Travel | Everyday Spenders |
Frequently Asked Questions
Everything you need to know about BOBCARD credit cards and the application process.
Once you click the ‘Apply’ button, your application is securely forwarded to the partner bank. The bank then completes the verification, approval, and card issuance process.
Still have questions?
Contact Support