Get a Personal Loan up to ₹10 Lakhs in Just 2 Hours

Fast approval, minimal documentation, and flexible repayment options. Get the funds you need without any hidden charges or collateral requirements.

Personal Loan Illustration
100% digital process
Instant Loan approval
Flexible EMIs and tenure
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How it works

1

Apply online

Fill form in 5 minutes

2

Quick Verification

Document upload & verification

3

Get Funded

Money in account within 2 Hours

Ready to apply?

Get quick access to flexible loan options today.

Why Choose OneConsumer for your PL

1/6

Personal Loan Amount

₹50,000 to ₹10,00,000

2/6

Interest rates

Starting from 11.5% p.a.

3/6

Personal loan tenure

1 year to 5 Year

4/6

Credit disbursal

Within 24 hour

5/6

No Paperwork

100% Online

6/6

Low Processing fees

2% to 4% + GST

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Transparent rates, zero surprises

Everything laid out clearly — so you can borrow with confidence.

Rates and Fees

Annual Percentage Rate (APR)Interest as low as 12% onwards
Tenure / Repayment Period1 – 5 Years
Minimum – Maximum Loan Amount₹50,000 – ₹10,00,000
Processing Fee2% – 4% of loan amount
GST on Processing Fee18% (as applicable)

Representative Example:

Loan Amount₹50,000
APR12% p.a.
Tenure12 Months
Processing Fee₹1,000
GST on Processing Fee₹180
Amount Disbursed₹48,820
EMI₹4,442 (approx.)
Total Repayment Amount₹53,304 (approx.)
Total Interest₹3,304 (approx.)

This example demonstrates the total cost of a ₹50,000 loan at an indicative APR of 12% p.a. with all applicable fees and interest over 12 months. T&C apply.

OneConsumer is a loan marketplace and not a lender. The representative example above uses an indicative APR of 12% p.a. Actual interest rate, EMI, fees, and approval are determined by the lending partner based on your credit profile and eligibility. Loan approval is not guaranteed. All lending is subject to RBI guidelines and lender policies.

Frequently Asked Questions

We help you find and compare personal loan options from trusted, RBI-regulated banks and NBFCs. We do not give loans directly. We connect you with partner banks and NBFCs who evaluate your application, decide eligibility, and disburse the loan.