What You’ll Learn
If you have funds available, then closing the loan early can be a smart move. Learn about the benefits of home loan prepayment and 6 checks to make beforehand.
36%
The typical annual interest rate on an unpaid credit card balance. On ₹50,000 outstanding, that's ₹18,000/year in interest — more than most personal loans.
Source: RBI Consumer Credit Report, 2025
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