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Unbilled Amount on a Credit Card and Why it's Important to Know!

Unbilled Amount on a Credit Card and Why it's Important to Know!

What You’ll Learn

Learn what the unbilled amount on the credit card means and how to check it. Know how it impacts your finances on One Consumer and avoid unexpected charges.

Last Updated:March 25, 2026Published : August 28, 2025
1 min readOne Consumer

36%

The typical annual interest rate on an unpaid credit card balance. On ₹50,000 outstanding, that's ₹18,000/year in interest — more than most personal loans.

Source: RBI Consumer Credit Report, 2025

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