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Need To Improve Your Credit Score? Top 10 Tips

Need To Improve Your Credit Score? Top 10 Tips

What You’ll Learn

Discover simple tips to improve your credit score and boost your credit health for better loan approvals and lower interest rates on One Consumer.

Last Updated:March 21, 2026Published : September 1, 2025
1 min readOne Consumer

36%

The typical annual interest rate on an unpaid credit card balance. On ₹50,000 outstanding, that's ₹18,000/year in interest — more than most personal loans.

Source: RBI Consumer Credit Report, 2025

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